Palpal

PayPal
From Wikipedia, the free encyclopedia

PayPal is an e-commerce business allowing payments and money transfers to be made through the Internet. PayPal serves as an electronic alternative to traditional paper methods such as cheques and money orders. PayPal performs payment processing for online vendors, auction sites, and other commercial users, for which it charges a fee. It sometimes also charges a transaction fee for receiving money (a percentage of the amount sent plus an additional fixed amount). The fees charged depend on the currency used, the payment option used, the country of the sender, the country of the recipient, the amount sent and the recipient's account type. On October 3, 2002, PayPal became a wholly owned subsidiary of eBay. Its corporate headquarters are in San Jose, California, United States at eBay's North First Street satellite office campus. The company also has significant operations in Omaha, Nebraska, Scottsdale, Arizona; and Austin, Texas in the U.S.; India; Dublin, Ireland; and Berlin, Germany,and now also in Tel-Aviv, Israel after PayPal acquired an Israeli startup called FraudSciences for $169 million.As of July 2007, across Europe, PayPal also operates as a Luxembourg-based bank.

Currently, PayPal operates in 190 markets, and it manages over 164 million accounts. PayPal allows customers to send, receive, and hold funds in 18 currencies worldwide. These currencies are the Australian dollar, Canadian dollar, Chinese renminbi yuan (only available for some Chinese accounts, see below), Euro, Pound sterling, Japanese yen, Czech Koruna, Danish krone, Hong Kong dollar, Hungarian forint, Israeli new sheqel, Mexican pesos, New Zealand dollar, Norwegian krone, Polish zloty, Singapore dollar, Swedish krona, Swiss franc and U.S. dollar. PayPal operates locally in 13 countries.

Residents in 190 markets can use PayPal in their local markets to send money online. These new markets include Peru, Indonesia, the Philippines, Croatia, Fiji, Vietnam and Jordan. A complete list can be viewed at PayPal's website.

In China PayPal offers two kinds of accounts:

• PayPal.com accounts, for sending and receiving money to/from other PayPal.com accounts. All non-Chinese accounts are PayPal.com accounts, so these accounts may be used to send money internationally.
• PayPal.cn accounts, for sending and receiving money to and from other PayPal.cn accounts.

It is impossible to send money between PayPal.cn accounts and PayPal.com accounts, so PayPal.cn accounts are effectively unable to make international payments. For PayPal.cn, the only supported currency is the renminbi. Although PayPal's corporate headquarters are located in San Jose, PayPal’s operations center is located near Omaha, Nebraska, where the company employs more than 2,000 people as of 2007.PayPal’s international headquarters is located in Dublin, Ireland. The company also recently opened a technology center in Scottsdale, Arizona.

PayPal adalah perniagaan e-commerce yang membenarkan pembayaran dan pemindahan wang dilakukan melalui internet. PayPal bertindak sebagai alternatif elektronik kepada cara tradisional menggunakan kertas seperti cek dan kiriman wang. PayPal mengendalikan pengurusan pembayaran kepada vendor online, laman lelongan dan pelbagai kegunaan komersial, dimana akan dikenakan bayaran.Kadangkala mengenakan charge untuk transaksi penerimaan wang ( peratus jumlah dihantar campur jumlah tetap). Jumlah change yang dikenakan bergantung kepada nilai matawang yang digunakan, pilihan pembayaran yang diguna, negara pengirim, negara penerima,jumlah dihantar dan jenis akaun penerima. Pada 3 Oktober 2002, PayPal telah menjadi anak syarikat milik penuh ebay. Ibu pejabat koperatnya terletak di San Jose,California, Amerika di kampus pejabat satelit ebay di North First Street. Syarikat juga beroperasi di Omaha,Nebraska,Scottsdale,Arizona, dan Austin, Texas di Amerika; India,Dublin, Ireland; dan berlin,Jerman, dan sekarang juga di Tel-Aviv,Israel setelah PayPal memperolehi startup bernama FraudScience pada harga $169 juta. Setakat bulan Julai 2007, sepanjang Eropah, PayPal juga beroperasi sebagai Luxemberg -based bank.

Setakat ini, Paypal beroperasi dalam 190 pasaran, dan menguruskan lebih 164 juta akaun. Paypal membenarkan pelanggan untuk mengirim, menerima dan menyimpan dana dalam 18 matawang seluruh dunia. Matawang ini adalah Australian Dollar,Canadian dollar, Chinese renminbi yuan (hanya untuk akaun tertentu), Euro, Pound sterling, Japanese yen, Czech Koruna, Danish krone, Hong Kong dollar, Hungarian forint, Israeli new sheqel, Mexican pesos, New Zealand dollar, Norwegian krone, Polish zloty, Singapore dollar, Swedish krona, Swiss franc dan U.S. dollar. PayPal beroperasi dalam 13 negara.

Pengguna dalam 190 pasaran boleh menggunakan PayPal dalam pasaran domestik untuk mengirim wang secara online. pasaran baru ini termasuk Peru, Indonesia,Philippines, Croatia, Fiji, Vietnam dan Jordan.Senarai lengkap boleh didapati di laman web Paypal.

Di China PayPal menawarkan dua jenis akaun:

• Akaun PayPal.com, untuk menerima dan mengirim wang kepada/dari akaun PayPal.com lain. Semua akaun non-Chinese adalah akaun PayPal.com. jadi akaun ini boleh digunakan untuk mengirim wang di peringkat antarabangsa.
• Akaun PayPal.cn, untuk mengirim dan menerima wang kepada/dari akauan Akaun PayPal.cn lain.

Adalah mustahil untuk mengirim wang diantara akaun PayPal.cn dan akaun PayPal.com,jadi akaun PayPal.cn adalah tidak efektif untuk membuat pembayaran antarabangsa. Untuk akaun PayPal.cn, hanya matawang renminbi boleh digunakan. walaupun ibupejabat PayPal terletak di san Jose, pusat operasi PayPal terletak berdekatan Omaha,Nesbraska,dimana syarikat ini mempunyai seramai 2000 pekerja setakat 2007. Ibu pejabat antarabangsa PayPal terletak di Dublin, Ireland. Syarikat baru-baru ini membuka pusat teknologi di Scottsdale,Arizona.